10 stupid ways you are wasting money and how to fix it

10 stupid ways you are wasting money and how to fix it10 stupid ways you are wasting money and how to fix itI consider myself to be one of the cheapest people on the planet. I wear socks until they are threadbare and undies until the elastic is completely shot. Wasting money physically hurts me. But even the cheapest people on the planet have moments of stark stupidity.And sohonigweinimes that stupidity costs so much money. 10 ways I waste so much money1. Not measuring laundry detergentI do a lot of laundry. Like, a whollllee lot. All too often, I go downstairs to find the laundry pile leaning like the Tower of Pisa. I also dont have a lot of time. So because Im lazy, and in an effort to save time, I end up just dumping laundry detergent into the washer willy nilly - no measuring. For some reason, Ive told myself that Im the one really special person on the planet that can accurately eyeball the amount of laundry detergent that needs to go into each load.Follow Ladders on FlipboardF ollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moraBut sadly, Im not. Thats just my inflated ego talking, trying to justify being super duper lazy.I dont know how much laundry detergent Ive wasted over the years by eyeballing, but Im sure its probably a lot. And laundry detergent is expensive, yall. Especially if you buy the fancy stuff like Tide, I dont buy Tide (because Id like to retire someday), but even the cheap laundry detergent is expensive. Dont be like me - measure your detergent, folks.2. Throwing away bottles/Tubes without getting the last bit of product outYou know what Im talking about, right? Those squeeze tubes of lotion that no amount of squeezing will get that last little bit out of. Or those bottles of cleaning spray that never have an internal sprayer tube long enough to get the last few drops out of the bottom of the bottle.Doesnt that just fry your egg? There has to be a better design to allow you to use 100% of a product that you paid good money for. I think unterstellung manufacturers do it on purpose because they know suckers like me exist in the world.Yep, suckers like me who will just throw the bottle of shampoo in the trash rather than try to squeeze that slippery little bastard to death in the middle of my shower. Thats the old me, though. Nowadays, I cut, rip, squeeze, unscrew, and shake as much as I need to get every last drop out of those bottles. Sucker no mora.3. Throwing away leftover foodMy husband and I have a tendency to forget leftovers are in the refrigerator. I also like to make lots of different meals during the week because I get sick of eating the same food every day. Combined, behauptung two things make for a high risk of food waste because I either dont feel like eating it or I forget it even exists.This is sohonigweinhing that Im still trying to improve upon. We throw away way too much food. Im definitely a food lover (Food Network is my jam), so its har d for me to just view food as a fuel source and eat whatever is in the fridge if I dont actually want to eat it. Our grocery bill is way outrageous right now, so Im really going to have to work harder on this. Its just food, right?4. Using too many paper towelsThis is mora of a convenience thing. Also a laziness thing, which seems to be a recurring theme in this list.Lately, I have started grabbing an actual towel in the morning and using it to clean up messes throughout the day. This is the alternative to using a new paper towel each time one of my kids spills milk, water, or whatever else he may be eating/drinking at the time. It all seems to end up on the floor eventually. Using a towel has worked out really well for me because it cleans and absorbs a lot better than some flimsy piece of dead tree. Im not sure why doing this didnt occur to me sooner. Habit, I guess? (Saves money and the environment)5. Forgetting to return items that dont fit/workHeres a perfect example of this. I bought a pair of shorts at Old Navy a while back that I took home, tried on, and didnt like. They had these weird netted undies in them that were just NOT going to work. I dont need a net all up in my business while Im trying to lift weights or jog or whathaveyou. No thanksInstead of returning them to Old Navy immediately, like I should have, I plopped them in the back seat of my car. It may as well be a Poorly Constructed Shorts graveyard back there, because I promptly forgot about them. Months later, when I found them again and tried to return them, they would only refund me for the last known price of the item (I didnt have the receipt), which was something like 99 cents.Um, scuse me? 99 cents? It cost me mora in gas money to GET HERE than you are going to refund me for these shorts.So anyway, I ended up selling them oneBayfor a lot less than I paid for them. Waste of money. Completely my fault.6. Failing to compare pricesThis mostly happens at the grocery store, because I dont shop a lot otherwise. Sometimes, when I am at the store, I just grab the first thing I see off the shelf, which is usually the generic brand. However, theres been times where Ive gone back to look and the name brand is actually CHEAPER than the generic due to a sale. I really wonder how many times I have done this and not noticed. Probably a lot.Especially at a grocery store where everything is grouped together in one spot, price comparison takes literally seconds. Why wasnt I doing it? Who knows. Who knows why I do anything sometimes? Not me.7. Buying things Ill never useI have really high hopes for myself sometimes. I really do. Especially when it comes to my health and all the amazing things Im going to do to improve it.One of the amazing things that I like to do is hit up the grocery store to buy all these superfoods (readsuper expensive foods) like quinoa, spinach, flax seeds, and organic protein powder. Then I come up with all these recipes on the way home from the store like flax protein smoothies and quinoa and spinach stir-fry. After that, I get back to my house, carry all my groceries inside, put them in their designated cabinet spots, marvel at how healthy Im going to beand never, ever look at them again.Until they are expired, that is. Thats when I watch them pile up in the garbage can as I curse myself for doing this to myself and my bank account for the bajillionth time. Youd think Id learn. Youdreallythink Id learn.8. Buying expensive body wash/lotions/soapsNow, if I were a person who had allergies or skin that dries up like the Sahara without the use of certain products, I could justify a high expenditure in this category of the household budget. Fortunately for me, I am not.So its really kind of silly of me when Im buying a $15 bottle of body wash just because it smells pretty or makes nice bubbles. All I actually need to get clean is a good ol bar of Dial soap, which is a fraction of the cost of those fancy washes. It may not smell as nice, b ut it gets the job done.I do still buy these things from time to time, but only when I have a gift card and the things I want are on sale. I find that it makes using these products all the more luxurious and I really feel like Im getting pampered - when all Im doing is showering.9. Gym memberships/personal trainingIm not knocking agym membership. I loved going to the gym back when I belonged to one, and I know I worked out a lot harder there than I do at home. However, when you have no furniture in your apartment, no microwave, and barely enough money to eat - you shouldnt have a gym membership. Or a personal training package. But I did.When I was in college, and for a few years after, I was B-R-O-K-E. But I also wanted to get in shape. I thought that the extreme sacrifice in order to pay for the gym and training package, along with motivation from an outside source (the trainer) would finally get me into the best shape of my life.As it turns out, motivation comes from within (who knew?), and all I ended up with was a fat ass and a fine for canceling the training package early. I started jogging outside for free instead and lost more weight than I ever did working out with the trainer. Go figure. (learn how to stick with your resolutions)10. Trying to keep up with othersKeeping up with the Joneses, as they say. Except the Joneses were actually a group of spoiled rich kids that I met at a bar in college and befriended for a very short period of time before I realized that there was no way I was ever going to be able to hang with these people.I spent a few months going out to bars with expensive cover charges to buy drinks that I couldnt afford because thats what this particular set of Joneses were doing. I bought shots, drank beers, ate expensive sushi, and just generally lived outside of my meansall for the sake of fitting in. It got so bad that one night I actually had to walk home from the bars in the middle of the night (about a 1-2 mile walk) in high hee ls and a dress because I couldnt afford the taxi ride home.My only excuse for this whole debacle is that I was living in a big city 3 hours from my hometown and had virtually no friends. I was desperate to find people to hang out with, and I was desperate for those people not to find out that I was barely paying my bills. They were either older and/or more well off than I was, and I simply could not keep up with their lifestyle. (See,what I learned from being broke)Eventually, I had a falling out with one of the group members and the stress of keeping up the ruse became too much for me. I slowly phased myself out of the group. At the time, I was pretty bummed about it because I had to go back to having barely any friends. But looking back, I was certainly better off. Im not sure why I wanted to hang out with a bunch of 35-year-olds who were still spending all their time in college bars, anyway.ConclusionClearly, Ive done a lot of dumb things that have cost me money. I am absolutely certain that this list doesnt even cover half of the way I so waste much money, but its a good start for now.The good thing is, once you realize you are doing dumb things, you can stop doing them. A little self-awareness goes a long way with your checkbook.This article was originally published on Your Money Geek.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people10 stupid ways you are wasting money and how to fix itI consider myself to be one of the cheapest people on the planet. I wear socks until they are threadbare and undies until the elastic is completely shot. Wasting money physically hurts me. But even the cheapest people on the planet have moments of stark stupidity.And sometimes that s tupidity costs so much money. 10 ways I waste so much money1. Not measuring laundry detergentI do a lot of laundry. Like, a whollllee lot. All too often, I go downstairs to find the laundry pile leaning like the Tower of Pisa. I also dont have a lot of time. So because Im lazy, and in an effort to save time, I end up just dumping laundry detergent into the washer willy nilly - no measuring. For some reason, Ive told myself that Im the one really special person on the planet that can accurately eyeball the amount of laundry detergent that needs to go into each load.But sadly, Im not. Thats just my inflated ego talking, trying to justify being super duper lazy.I dont know how much laundry detergent Ive wasted over the years by eyeballing, but Im sure its probably a lot. And laundry detergent is expensive, yall. Especially if you buy the fancy stuff like Tide, I dont buy Tide (because Id like to retire someday), but even the cheap laundry detergent is expensive. Dont be like me - mea sure your detergent, folks.2. Throwing away bottles/Tubes without getting the last bit of product outYou know what Im talking about, right? Those squeeze tubes of lotion that no amount of squeezing will get that last little bit out of. Or those bottles of cleaning spray that never have an internal sprayer tube long enough to get the last few drops out of the bottom of the bottle.Doesnt that just fry your egg? There has to be a better design to allow you to use 100% of a product that you paid good money for. I think these manufacturers do it on purpose because they know suckers like me exist in the world.Yep, suckers like me who will just throw the bottle of shampoo in the trash rather than try to squeeze that slippery little bastard to death in the middle of my shower. Thats the old me, though. Nowadays, I cut, rip, squeeze, unscrew, and shake as much as I need to get every last drop out of those bottles. Sucker no more.3. Throwing away leftover foodMy husband and I have a tendency to forget leftovers are in the refrigerator. I also like to make lots of different meals during the week because I get sick of eating the same food every day. Combined, these two things make for a high risk of food waste because I either dont feel like eating it or I forget it even exists.This is something that Im still trying to improve upon. We throw away way too much food. Im definitely a food lover (Food Network is my jam), so its hard for me to just view food as a fuel source and eat whatever is in the fridge if I dont actually want to eat it. Our grocery bill is way outrageous right now, so Im really going to have to work harder on this. Its just food, right?4. Using too many paper towelsThis is more of a convenience thing. Also a laziness thing, which seems to be a recurring theme in this list.Lately, I have started grabbing an actual towel in the morning and using it to clean up messes throughout the day. This is the alternative to using a new paper towel each time one of my kids spills milk, water, or whatever else he may be eating/drinking at the time. It all seems to end up on the floor eventually. Using a towel has worked out really well for me because it cleans and absorbs a lot better than some flimsy piece of dead tree. Im not sure why doing this didnt occur to me sooner. Habit, I guess? (Saves money and the environment)5. Forgetting to return items that dont fit/workHeres a perfect example of this. I bought a pair of shorts at Old Navy a while back that I took home, tried on, and didnt like. They had these weird netted undies in them that were just NOT going to work. I dont need a net all up in my business while Im trying to lift weights or jog or whathaveyou. No thanksInstead of returning them to Old Navy immediately, like I should have, I plopped them in the back seat of my car. It may as well be a Poorly Constructed Shorts graveyard back there, because I promptly forgot about them. Months later, when I found them again and tried to return th em, they would only refund me for the last known price of the item (I didnt have the receipt), which was something like 99 cents.Um, scuse me? 99 cents? It cost me more in gas money to GET HERE than you are going to refund me for these shorts.So anyway, I ended up selling them oneBayfor a lot less than I paid for them. Waste of money. Completely my fault.6. Failing to compare pricesThis mostly happens at the grocery store, because I dont shop a lot otherwise. Sometimes, when I am at the store, I just grab the first thing I see off the shelf, which is usually the generic brand. However, theres been times where Ive gone back to look and the name brand is actually CHEAPER than the generic due to a sale. I really wonder how many times I have done this and not noticed. Probably a lot.Especially at a grocery store where everything is grouped together in one spot, price comparison takes literally seconds. Why wasnt I doing it? Who knows. Who knows why I do anything sometimes? Not me.7. Buy ing things Ill never useI have really high hopes for myself sometimes. I really do. Especially when it comes to my health and all the amazing things Im going to do to improve it.One of the amazing things that I like to do is hit up the grocery store to buy all these superfoods (readsuper expensive foods) like quinoa, spinach, flax seeds, and organic protein powder. Then I come up with all these recipes on the way home from the store like flax protein smoothies and quinoa and spinach stir-fry. After that, I get back to my house, carry all my groceries inside, put them in their designated cabinet spots, marvel at how healthy Im going to beand never, ever look at them again.Until they are expired, that is. Thats when I watch them pile up in the garbage can as I curse myself for doing this to myself and my bank account for the bajillionth time. Youd think Id learn. Youdreallythink Id learn.8. Buying expensive body wash/lotions/soapsNow, if I were a person who had allergies or skin that dries up like the Sahara without the use of certain products, I could justify a high expenditure in this category of the household budget. Fortunately for me, I am not.So its really kind of silly of me when Im buying a $15 bottle of body wash just because it smells pretty or makes nice bubbles. All I actually need to get clean is a good ol bar of Dial soap, which is a fraction of the cost of those fancy washes. It may not smell as nice, but it gets the job done.I do still buy these things from time to time, but only when I have a gift card and the things I want are on sale. I find that it makes using these products all the more luxurious and I really feel like Im getting pampered - when all Im doing is showering.9. Gym memberships/personal trainingIm not knocking agym membership. I loved going to the gym back when I belonged to one, and I know I worked out a lot harder there than I do at home. However, when you have no furniture in your apartment, no microwave, and barely enough mo ney to eat - you shouldnt have a gym membership. Or a personal training package. But I did.When I was in college, and for a few years after, I was B-R-O-K-E. But I also wanted to get in shape. I thought that the extreme sacrifice in order to pay for the gym and training package, along with motivation from an outside source (the trainer) would finally get me into the best shape of my life.As it turns out, motivation comes from within (who knew?), and all I ended up with was a fat ass and a fine for canceling the training package early. I started jogging outside for free instead and lost more weight than I ever did working out with the trainer. Go figure. (learn how to stick with your resolutions)10. Trying to keep up with othersKeeping up with the Joneses, as they say. Except the Joneses were actually a group of spoiled rich kids that I met at a bar in college and befriended for a very short period of time before I realized that there was no way I was ever going to be able to hang w ith these people.I spent a few months going out to bars with expensive cover charges to buy drinks that I couldnt afford because thats what this particular set of Joneses were doing. I bought shots, drank beers, ate expensive sushi, and just generally lived outside of my meansall for the sake of fitting in. It got so bad that one night I actually had to walk home from the bars in the middle of the night (about a 1-2 mile walk) in high heels and a dress because I couldnt afford the taxi ride home.My only excuse for this whole debacle is that I was living in a big city 3 hours from my hometown and had virtually no friends. I was desperate to find people to hang out with, and I was desperate for those people not to find out that I was barely paying my bills. They were either older and/or more well off than I was, and I simply could not keep up with their lifestyle. (See,what I learned from being broke)Eventually, I had a falling out with one of the group members and the stress of keepi ng up the ruse became too much for me. I slowly phased myself out of the group. At the time, I was pretty bummed about it because I had to go back to having barely any friends. But looking back, I was certainly better off. Im not sure why I wanted to hang out with a bunch of 35-year-olds who were still spending all their time in college bars, anyway.ConclusionClearly, Ive done a lot of dumb things that have cost me money. I am absolutely certain that this list doesnt even cover half of the way I so waste much money, but its a good start for now.The good thing is, once you realize you are doing dumb things, you can stop doing them. A little self-awareness goes a long way with your checkbook.This article was originally published on Your Money Geek.